Net worth percentile calculator by age
Enter your age and net worth to see how you compare with other American families your age, using the Federal Reserve Survey of Consumer Finances (2022).
Net worth needed for the top 25%, 10%, 5% and 1% by age
| Age | Top 25% | Top 10% | Top 5% | Top 1% |
|---|---|---|---|---|
| Under 35 | $167,000 | $407,300 | $683,100 | $2.60 million |
| 35–44 | $454,100 | $1.14 million | $1.92 million | $7.66 million |
| 45–54 | $875,500 | $2.16 million | $3.64 million | $13.71 million |
| 55–64 | $1.23 million | $3.24 million | $6.82 million | $19.29 million |
| 65–74 | $1.29 million | $3.28 million | $7.25 million | $21.79 million |
| 75 and older | $1.07 million | $2.95 million | $6.38 million | $19.40 million |
How the calculator works
We compare your number with the weighted distribution of net worth for families whose head is in your age group, from the Federal Reserve's survey. Percentiles are rounded to whole numbers and capped at 1 and 99 — the survey can't honestly resolve finer than that at the extremes.
Keep it current
Your percentile changes as markets, home values and debts move. Caliper tracks your net worth automatically from your linked accounts, with home and car values updated for you.
Track your net worth free →Source: Federal Reserve Survey of Consumer Finances (2022). Federal Reserve Survey of Consumer Finances (2022), the most recent survey. Figures are in 2025 dollars — the Fed's own inflation adjustment of its public data — so they run about 9% above the 2022-dollar numbers in the Fed's 2023 Bulletin (e.g. a $39,040 under-35 median there). Percentiles are weighted across all families in each age group, by the age of the family's head.