The best Mint alternative in 2026

Intuit shut Mint down in early 2024 and moved users toward Credit Karma, which dropped Mint's budgeting and net-worth tracking. Caliper is one of the closest replacements: it aggregates every account the way Mint did, adds automatic home and vehicle values and an AI analyst, and — unlike the ad-funded Mint — is privacy-first with no ads and no data selling. It's free to start, $4.99/month for Pro.

If you're here because Mint is gone, you want the thing that felt effortless about it: one screen showing everything you own and owe, kept current on its own. Caliper does that, and leaves out the part people liked least — the ads and the sold data.

Why people choose Caliper

Aggregates all your accounts through Plaid, like Mint did — banks, cards, loans, brokerages.
Automatic home and vehicle valuations, which Mint never did well.
An AI analyst that answers questions about your own numbers.
Privacy-first: no ads, data never sold, never used to train AI.
Free to start; Pro is a flat $4.99/month.

Where Mint may fit better

Mint no longer exists, so this is about replacing it — not choosing between the two.
Mint's bill-reminders and credit-score widget were handy; Caliper focuses on net worth, with budgeting available in the Money Pro bundle.

Side by side

	Caliper	Mint
Still operating	Yes	No — shut down 2024
Price	Free, or $4.99/mo Pro	Was free (ad-supported)
Account aggregation	Yes (Plaid)	Yes (while it existed)
Automatic home & vehicle values	Yes	No
AI analyst on your numbers	Yes	No
Ads / data selling	None	Ad-supported

Competitor positioning as of October 2026; check each service's site for current features and pricing.

Try Caliper free →

Common questions

What happened to Mint?

Intuit discontinued Mint in early 2024 and steered users to Credit Karma, which does not replicate Mint's budgeting and net-worth tracking. Many former Mint users have been looking for a dedicated replacement since.

Is Caliper really free like Mint was?

The core tracker is free. The difference is how it's funded: Mint was free because it showed ads and monetised data; Caliper is free at the base tier and funded by an optional $4.99/month Pro subscription, with no ads and no data selling.